Terms and Conditions
Effective Date: 12/09/2025
Welcome to biagiomaffettone.com (“Website”), operated by Biagio Maffettone (“we,” “us,” “our”). By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using our Website or services. If you do not agree with these Terms, please do not use this Website.
1. Use of Website
This Website is provided for informational and educational purposes regarding our mortgage, lending, and real estate financing services. You may use this Website only for lawful purposes and in accordance with these Terms. You agree not to: Misuse the Website for fraudulent, harmful, or illegal activities. Attempt to gain unauthorized access to any part of the Website, its servers, or networks. Copy, reproduce, or redistribute any content without our written permission.
2. No Financial or Legal Advice
The information provided on this Website is for general informational purposes only. It should not be considered as: Financial advice Mortgage or investment advice Legal or tax advice Any decisions you make regarding loans, mortgages, or investments should be based on independent advice from qualified professionals.
3. Services
Services offered by Biagio Maffettone include mortgage and financing solutions such as FHA/VA loans, jumbo loans, renovation loans, first-time homebuyer solutions, and more. All services are subject to eligibility, credit approval, and applicable laws and regulations. We reserve the right to refuse service to anyone if we believe misuse, fraud, or non-compliance with lending regulations is involved.
4. Intellectual Property
All content on this Website, including text, graphics, logos, images, and design, is the property of Biagio Maffettone and protected by copyright, trademark, and intellectual property laws. You may not use, copy, reproduce, or distribute any Website content without written consent.
5. Privacy
Your use of this Website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your personal information. By using this Website, you agree to the practices described in our Privacy Policy.
6. Third-Party Links
This Website may contain links to third-party websites for convenience. We do not control or endorse these third-party websites and are not responsible for their content, policies, or practices. Accessing any third-party websites is at your own risk.
7. Limitation of Liability
To the fullest extent permitted by law: We make no warranties or guarantees about the accuracy, reliability, or completeness of the Website content. We are not responsible for any direct, indirect, incidental, or consequential damages resulting from your use of this Website or reliance on its information. We do not guarantee that the Website will always be available, error-free, or free of harmful components such as viruses.
8. Indemnification
You agree to indemnify and hold harmless Biagio Maffettone, its employees, affiliates, and partners from any claims, damages, or expenses arising from your use of this Website or violation of these Terms.
9. Governing Law
These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes arising from the use of this Website shall be resolved exclusively in the state or federal courts located in Westchester County, NY.
10. Changes to Terms
We may update these Terms and Conditions at any time without prior notice. Updates will be effective immediately upon posting to the Website. Your continued use of the Website constitutes acceptance of the updated Terms.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us at: Biagio Maffettone bmaffetton@aol.com 914-841-2226